Terms & Conditions

1. Scope of Application

These Terms and Conditions govern the contractual relationship between CashGrowthPro and the clients of our financial growth education and wealth-building services, educational guidance, and learning programs. They apply to all educational materials, analyses, advisory services, and documentation services in the field of financial growth education and wealth-building compliance. By enrolling in our services or concluding an educational contract, you agree to these conditions.

2. Services and Contract Conclusion

CashGrowthPro's offers are subject to change. Orders for educational services are only considered accepted after written confirmation by CashGrowthPro. The contract is concluded upon receipt of confirmation by the client or upon commencement of service provision by CashGrowthPro. For the creation of precise educational materials, we need complete and correct information from the client.

3. Service Description

Our services include the creation of educational materials and financial growth reports, financial analyses, individual wealth-building guidance, and digital financial solutions. The exact service description is determined by the respective order confirmation or educational contract. The methods, timeframes, and content described in our materials and on the website serve as guidance and can be adapted to optimally meet individual financial growth needs and consider current changes in financial regulations.

4. Payment Terms

Payment for educational and advisory services is due within 14 days of receipt of the invoice without deduction, unless other payment arrangements have been agreed upon. For long-term support or extensive financial growth education projects, individual payment plans can be arranged. Payment is made by bank transfer, credit card, or other payment methods indicated on the website. In case of payment default, we reserve the right to charge default interest at the statutory rate and withdraw from the contract.

5. Refund Policy

At CashGrowthPro, we place great value on customer satisfaction and fair business practices in providing financial growth education services. Our refund policy reflects our commitment to transparency and responsibility:

  • Cancellation by the Client:
    • Up to 14 days before the start of educational work: 85% refund of paid fees
    • 7-13 days before: 45% refund of educational fees
    • Less than 7 days before: No refund possible due to preparatory work already performed
    • After commencement of work on your financial education: No refund, as significant resources have already been deployed
  • Quality Guarantee:
    • If we demonstrably make errors in your educational materials, we commit to free correction and take responsibility for any consequential costs arising from our errors.
    • In case of demonstrably deficient quality of our educational services, we refund up to 100% of paid fees depending on the extent and nature of the deficiencies.
  • Return Policy:
    • If you are not satisfied with our financial growth educational services, you can request a partial refund within 30 days after completion of the work.
    • We review each request individually and work with you to find a fair solution.
    • Refunds are only granted for services not yet provided.

6. Execution and Quality of Educational Services

CashGrowthPro conducts all educational and advisory services with the highest professionalism, care, and expertise. We reserve the right to make content adjustments to optimally meet the individual financial growth needs of clients and consider current developments in financial regulations. For individual coaching sessions, a free rescheduling is possible up to 48 hours before the agreed time. The quality of our educational materials is ensured through multiple internal reviews.

7. Liability and Cooperation Obligation

CashGrowthPro works according to recognized methods of financial growth education and wealth-building guidance. However, the quality and accuracy of our educational materials depend significantly on the completeness and correctness of the information and documents provided by the client. The client is obliged to provide all information relevant to the educational work completely and truthfully. CashGrowthPro is not liable for errors or inaccuracies in the educational materials that are due to incomplete or incorrect information provided by the client. Our liability is limited to intent and gross negligence.

8. Confidentiality and Data Protection

CashGrowthPro commits to absolute confidentiality regarding all business and personal information disclosed during the educational work. All employees are subject to strict confidentiality agreements. The processing of personal data is carried out exclusively in accordance with our Privacy Policy and in compliance with applicable data protection laws. Further details on handling personal and business-related data can be found in our Privacy Policy.

9. Copyright and Use of Educational Materials

All educational materials, analyses, and advisory documents created by CashGrowthPro are protected by copyright. They are provided to the client exclusively for personal use within the scope of their financial affairs. Sharing with third parties, except for financial authorities and other authorized entities, requires prior written consent from CashGrowthPro. The client acknowledges that the methods, templates, and analysis tools developed by us remain our intellectual property.

10. Financial Regulatory Changes

Financial growth regulations are subject to constant changes and adjustments. CashGrowthPro strives to always work according to the latest laws and regulations and inform clients about relevant changes. However, we cannot guarantee the long-term validity of our financial growth guidance or the immutability of legal framework conditions. It is the responsibility of the client to inform themselves about significant changes in financial regulations that occur after completion of our services.

11. Jurisdiction and Applicable Law

Swiss law applies. The place of jurisdiction for all disputes is the registered office of CashGrowthPro in Geneva, Switzerland.